Who we help Home loans Calculators Guides About Partners FAQs Book a call

Veteran-owned · Brisbane based · Australia-wide

Every home starts with a yes

Your first home, your next chapter, or the one a bank already said no to — there's always a way forward, and we'll walk it with you.

let’s find yours

Veteran-owned · rated 5.0 across 47 Google reviews · genuine choice across 40+ lenders · in most cases the lender pays us

Scroll

How it works

We do the work

Book a free call

Fifteen minutes, no jargon and no pressure. We listen first: where you are, where you want to get to, and what’s been getting in the way.

We do the work

We compare your options across a broad panel of bank and non-bank lenders, structure the deal properly from the beginning, and handle the paperwork.

Settle with confidence

You always deal with a person who knows your file inside and out. We keep you informed to settlement — and keep reviewing your loan after it.

consider it handled

Run your numbers

See your yes, in numbers

Slide or type — a live estimate of what you could borrow. Then five full calculators, from stamp duty to refinance savings.

your numbers, your pace

Open the full calculators

How much could I borrow?

Estimate only — assessed with the standard 3% buffer.

Estimated borrowing power
$0
With your $80,000 deposit ≈ $763,550 purchase (before duty & costs).

Not an offer of credit. Illustrative rate; lender policies vary.

Yes.

welcome home

Settled — and we keep reviewing your loan after settlement, so the savings don't stop there.

0.0
Google rating
0
five-star Google reviews
0
bank & non-bank lenders
0
veteran founders

Real reviews from our Google profile

Rated 5.0 across 47 Google reviews

in their words

DK
Dan Keighran
★★★★★

Dwayne demonstrated a rare combination of deep industry knowledge, clear communication, and genuine care for his clients’ best interests. He worked tirelessly to secure the best possible rate and made what could have been a stressful process feel seamless and efficient.

KL
Kiki Leigh
★★★★★

Joel is the fourth broker I’ve worked with in the past five years while trying to break into the housing market, and he’s the only one who truly made it feel possible. Joel’s dedication, transparency, and genuine care made all the difference.

CR
C Reck
★★★★★

Dwayne approached this complex situation with a consistently positive attitude and real determination to make it work. His communication was excellent throughout. We ultimately achieved a fantastic outcome, settling with a bridging loan that allowed me to access my new property before my existing one sold.

RC
Rodrigo Castaneda
★★★★★

Joel’s knowledge of defence benefits, grants, and entitlements was exceptional, and he took the time to explain everything clearly so we could make informed decisions. Thanks to Joel and his team, we are now in our first home, and we couldn’t recommend them highly enough.

JL
Joshua Lewis
★★★★★

Highly recommend this team — Joel consistently continues to deliver time and time again… got me the best offer available each time. His cheerful personality gives you reassurance you are in safe hands.

OC
Owen Corey
★★★★★

Ruth is an absolute consummate professional and I highly recommend her. Purchasing property through an SMSF can be complex, but Ruth guided me through the entire process with confidence and clarity.

C
Cilla
★★★★★

Joel is very approachable, explained every thing clearly, patiently answered lots of questions, and was very flexible and accommodating when we wanted last minute changes. We have been kept informed with regular updates along the way.

DD
Darcy Darwin
★★★★★

Joel was excellent to work with. Dealing with other brokers in the past left me frustrated, with little options and none worth attempting. Excellent with explaining and communication. Highly recommended.

DK
Dan Keighran
★★★★★

Dwayne demonstrated a rare combination of deep industry knowledge, clear communication, and genuine care for his clients’ best interests. He worked tirelessly to secure the best possible rate and made what could have been a stressful process feel seamless and efficient.

KL
Kiki Leigh
★★★★★

Joel is the fourth broker I’ve worked with in the past five years while trying to break into the housing market, and he’s the only one who truly made it feel possible. Joel’s dedication, transparency, and genuine care made all the difference.

CR
C Reck
★★★★★

Dwayne approached this complex situation with a consistently positive attitude and real determination to make it work. His communication was excellent throughout. We ultimately achieved a fantastic outcome, settling with a bridging loan that allowed me to access my new property before my existing one sold.

RC
Rodrigo Castaneda
★★★★★

Joel’s knowledge of defence benefits, grants, and entitlements was exceptional, and he took the time to explain everything clearly so we could make informed decisions. Thanks to Joel and his team, we are now in our first home, and we couldn’t recommend them highly enough.

JL
Joshua Lewis
★★★★★

Highly recommend this team — Joel consistently continues to deliver time and time again… got me the best offer available each time. His cheerful personality gives you reassurance you are in safe hands.

OC
Owen Corey
★★★★★

Ruth is an absolute consummate professional and I highly recommend her. Purchasing property through an SMSF can be complex, but Ruth guided me through the entire process with confidence and clarity.

C
Cilla
★★★★★

Joel is very approachable, explained every thing clearly, patiently answered lots of questions, and was very flexible and accommodating when we wanted last minute changes. We have been kept informed with regular updates along the way.

DD
Darcy Darwin
★★★★★

Joel was excellent to work with. Dealing with other brokers in the past left me frustrated, with little options and none worth attempting. Excellent with explaining and communication. Highly recommended.

DD
Darcy Darwin
★★★★★

Joel was excellent to work with. Dealing with other brokers in the past left me frustrated, with little options and none worth attempting. Excellent with explaining and communication. Highly recommended.

C
Cilla
★★★★★

Joel is very approachable, explained every thing clearly, patiently answered lots of questions, and was very flexible and accommodating when we wanted last minute changes. We have been kept informed with regular updates along the way.

OC
Owen Corey
★★★★★

Ruth is an absolute consummate professional and I highly recommend her. Purchasing property through an SMSF can be complex, but Ruth guided me through the entire process with confidence and clarity.

JL
Joshua Lewis
★★★★★

Highly recommend this team — Joel consistently continues to deliver time and time again… got me the best offer available each time. His cheerful personality gives you reassurance you are in safe hands.

RC
Rodrigo Castaneda
★★★★★

Joel’s knowledge of defence benefits, grants, and entitlements was exceptional, and he took the time to explain everything clearly so we could make informed decisions. Thanks to Joel and his team, we are now in our first home, and we couldn’t recommend them highly enough.

CR
C Reck
★★★★★

Dwayne approached this complex situation with a consistently positive attitude and real determination to make it work. His communication was excellent throughout. We ultimately achieved a fantastic outcome, settling with a bridging loan that allowed me to access my new property before my existing one sold.

KL
Kiki Leigh
★★★★★

Joel is the fourth broker I’ve worked with in the past five years while trying to break into the housing market, and he’s the only one who truly made it feel possible. Joel’s dedication, transparency, and genuine care made all the difference.

DK
Dan Keighran
★★★★★

Dwayne demonstrated a rare combination of deep industry knowledge, clear communication, and genuine care for his clients’ best interests. He worked tirelessly to secure the best possible rate and made what could have been a stressful process feel seamless and efficient.

DD
Darcy Darwin
★★★★★

Joel was excellent to work with. Dealing with other brokers in the past left me frustrated, with little options and none worth attempting. Excellent with explaining and communication. Highly recommended.

C
Cilla
★★★★★

Joel is very approachable, explained every thing clearly, patiently answered lots of questions, and was very flexible and accommodating when we wanted last minute changes. We have been kept informed with regular updates along the way.

OC
Owen Corey
★★★★★

Ruth is an absolute consummate professional and I highly recommend her. Purchasing property through an SMSF can be complex, but Ruth guided me through the entire process with confidence and clarity.

JL
Joshua Lewis
★★★★★

Highly recommend this team — Joel consistently continues to deliver time and time again… got me the best offer available each time. His cheerful personality gives you reassurance you are in safe hands.

RC
Rodrigo Castaneda
★★★★★

Joel’s knowledge of defence benefits, grants, and entitlements was exceptional, and he took the time to explain everything clearly so we could make informed decisions. Thanks to Joel and his team, we are now in our first home, and we couldn’t recommend them highly enough.

CR
C Reck
★★★★★

Dwayne approached this complex situation with a consistently positive attitude and real determination to make it work. His communication was excellent throughout. We ultimately achieved a fantastic outcome, settling with a bridging loan that allowed me to access my new property before my existing one sold.

KL
Kiki Leigh
★★★★★

Joel is the fourth broker I’ve worked with in the past five years while trying to break into the housing market, and he’s the only one who truly made it feel possible. Joel’s dedication, transparency, and genuine care made all the difference.

DK
Dan Keighran
★★★★★

Dwayne demonstrated a rare combination of deep industry knowledge, clear communication, and genuine care for his clients’ best interests. He worked tirelessly to secure the best possible rate and made what could have been a stressful process feel seamless and efficient.

Founded by veterans, run like it

Discipline you can feel in how your file is handled

at your service

Dwayne Anderson — Director & Co-founder, Omega Capital

Dwayne Anderson

Director & Co-founder · Self-employed, low-doc & credit-impaired lending

Infantry veteran — Afghanistan. Built his own business from the ground up. Takes the files other brokers hand back.

Meet us →
Joel Robertson — Director & Co-founder, Omega Capital

Joel Robertson

Director & Co-founder · Investment, structuring & bridging finance

Veteran of multiple tours, then leadership inside one of Australia’s biggest banks. Structures a file so the lender says yes.

Meet us →

How it plays out

From “no” to keys — three ways it happens

every file has a story

First home

Turned away on policy, not potential

  • Their bank said no — its lending policy simply didn’t fit the shape of their situation.
  • We knew which lenders read that situation differently, and matched the file to the right policy before applying once.
  • Approved — first home secured, on a sharper rate than the bank that declined them.
Real client outcome — details simplified for privacy
Self-employed

One tax return behind the business

  • A healthy company — but last year’s business tax return wasn’t lodged yet, and mainstream lenders wouldn’t look past it.
  • We used six months of director’s wages with a lender whose policy accepts exactly that, keeping the paperwork simple and honest.
  • Funded — the business kept moving, and the loan didn’t wait for tax season.
Real client outcome — details simplified for privacy
Defence

DHOAS, translated for a member with no spare time

  • A serving ADF member, time-poor, sitting on an old LMI-waiver loan — and the banks’ requirements might as well have been another language.
  • We translated what was actually needed, navigated the DHOAS process end to end, and kept his part to signatures.
  • Refinanced into a DHOAS loan that finally uses his entitlement — simple, suited, settled.
Real client outcome — details simplified for privacy

Free download

The first-home buyer’s checklist

Every document, every scheme, every step — the exact checklist we walk new buyers through, free in your inbox.

Email it to me

Sends a quick email to our team — a real person replies with the goods. No lists, no spam. See our privacy policy.

No jargon, no pressure

Talk it through with a broker who’s been there

Clear, simple advice from people who will do the work for you. A free 15-minute call is the easiest first step.

— Dwayne & Joel

Talk it through with a broker who's been there. Book a free call