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Who we help

First home buyers including when you’ve been declined

Your first home is a big deal, and the process can feel stacked against you. We simplify it, use every concession you’re entitled to, and keep going where others stop.

let’s talk it through

Every scheme and concession

First-home stamp duty concessions, government guarantee schemes, family guarantees — we check current eligibility for all of them and build them into the plan.

Declined elsewhere? Start here

A decline from a branch is usually a verdict on one lender’s policy, not on you. Those are the files we’re built for.

Plain English, every step

Pre-approval, offers, settlement — you’ll always know what’s happening, what’s next and why.

From our Google reviews

in their words

Rated 5.0 across 47 reviews — most of our growth comes from clients introducing their family and friends.

RC
Rodrigo Castaneda
★★★★★

Joel’s knowledge of defence benefits, grants, and entitlements was exceptional, and he took the time to explain everything clearly so we could make informed decisions. Thanks to Joel and his team, we are now in our first home, and we couldn’t recommend them highly enough.

The 60-second check

See where you stand

three taps, no strings

How’s the deposit going?

3 quick taps — general information only.

Common questions

Asked all the time

How much deposit do I actually need?
Sometimes far less than 20%. Between guarantee schemes, LMI options and family guarantees, there are more paths than most first buyers realise. We’ll map yours honestly.
Will I pay stamp duty in Queensland?
Eligible first-home buyers currently pay no transfer duty on established homes up to $700,000 (with a sliding concession to $800,000), and eligible new builds attract no duty. Rules change — we confirm against Queensland Revenue Office current rates, and our calculator gives you an estimate.
What does a broker cost me?
In most cases the lender pays us, so there is usually no cost to you. Where a fee applies, we set it out in writing first.

No jargon, no pressure

Talk it through with a broker who’s been there

Clear, simple advice from people who will do the work for you. A free 15-minute call is the easiest first step.

— Dwayne & Joel

Talk it through with a broker who's been there. Book a free call