Fair questions, straight answers

In most cases the lender pays us, so there is usually no cost to you. Where a fee applies, we set it out in writing and make it clear before you commit to anything.

A bank can only offer its own shelf of products. We compare across 40+ bank and non-bank lenders and structure the deal around you — including when your own bank has already said no.

A free, no-pressure 15-minute conversation — where you are, where you’re headed, what’s in the way. If we can help, we tell you the plan; if we can’t yet, we tell you that too, with the steps to get there.

It varies by lender and file — pre-approvals commonly take days to a couple of weeks. Because we prepare files properly upfront, they move faster and with fewer surprises.

We’re Brisbane based (South Brisbane) and work with clients Australia-wide — phone and video make the process just as personal at distance.

Especially then. A decline is usually a verdict on one lender’s policy, not on you. Those files are our specialty.

Yes — both founders are veterans and DHOAS files are core business for us. We check the current scheme rules for every application and pair your entitlement with a participating lender that suits the rest of your file.

Yes. DAJR Ventures Pty Ltd trades as Omega Capital and is Credit Representative 554040, authorised under Australian Credit Licence 389328 held by Connective Credit Services Pty Ltd. We are members of the MFAA and FBAA, and our dispute resolution scheme is AFCA (member 108841).

Yes — your details are used only to assess your options and are handled under our privacy policy. We never sell your data.