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Who we help

Self-employed & business owner lending

Your income tells a fuller story than a payslip — and most banks aren’t set up to read it. Dwayne built and ran his own business; he understands yours from the inside.

let’s talk it through

Low-doc and alt-doc done properly

BAS, accountant declarations, bank statements — there are more ways to verify self-employed income than most people are told. We know which lenders accept what.

Recent ABN? Complex structure?

Trusts, companies, multiple entities — we present the whole picture so a lender sees the strength in it, not just the complexity.

Business and personal, aligned

Commercial, equipment and personal lending arranged alongside the home loan, so nothing works against anything else.

From our Google reviews

in their words

Rated 5.0 across 47 reviews — most of our growth comes from clients introducing their family and friends.

CR
C Reck
★★★★★

Dwayne approached this complex situation with a consistently positive attitude and real determination to make it work. His communication was excellent throughout. We ultimately achieved a fantastic outcome, settling with a bridging loan that allowed me to access my new property before my existing one sold.

The 60-second check

See where you stand

three taps, no strings

How long trading?

3 quick taps — general information only.

Common questions

Asked all the time

I’ve only been self-employed a year. Any hope?
Often yes — several lenders work with 12 months of trading, some with less in the right circumstances. It’s about matching your file to the right policy.
The bank declined me because of my structure.
Branch lenders read structures narrowly. We package trusts and companies so the underwriter sees what’s actually going on — that alone changes outcomes.
Do I need two years of financials?
Not always. Low-doc options can use BAS or accountant letters instead. We’ll tell you exactly what your shortlisted lenders need.

No jargon, no pressure

Talk it through with a broker who’s been there

Clear, simple advice from people who will do the work for you. A free 15-minute call is the easiest first step.

— Dwayne & Joel

Talk it through with a broker who's been there. Book a free call